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Typical Health Insurance Solutions for Small Groups

PPO Saver 500
HMO 30/70
HMO 10/100
Deductible
$500
None
None
Max-Out-of-Pocket
$5000
$5000
$1500
Office Visit
$20 Deductible
Waived, Limited
$30
$10
Prescriptions
$10 - Generic
$25 - Brand
$500 Max Benefit
$10 - Generic
$35 - Brand
$10 - Generic
$25 - Brand
Lab/X-Ray

80% Benefit
After Deductible

No Charge
100% Benefit
Hospital

80% Benefit
After Deductible

70% Benefit
100% Benefit
Comments
PPO's offer many options for patients and doctors.
Basic HMO, good starter plan
This HMO design is one of the best for a small group

Southern California Standard Rates 1.0
Sample Rates
Single Age 39
$151
$171
$225
Couple
$419
$393
$516
Family
$464
$590
$775

 

INSURANCE
Planning
Gilbert Hernandez
20162 Highway 18, Suit G-255
Apple Valley, CA 92307
Toll-Free: 800-U-SAVE-44
Fax: 775-205-8443
E-Mail: gilbertxyz@hotmail.com
CA DOI# 0741530