Typical Health Insurance Solutions for Individuals, Families, & Self-Employed
PPO Option A |
HMO Option B |
HMO Option C (not avaliable in Northern CA) |
|
Deductible |
$1000 |
None |
None |
Max-Out-of-Pocket |
$3000 |
$5000 |
$2500 |
Office Visit |
No Benefit Until Max OOP met |
$35 |
$15 |
Prescriptions |
$500 Max Benefit |
$20 - Generic $35 - Brand |
$15 - Generic $35 - Brand ($250 Ded.) |
Lab/X-Ray |
No Benefit Until Max. OOP Met |
No Charge |
$5 |
Hospital |
70% Benefit |
70% Benefit |
$500 Admit |
Comments |
Great plan design for those concerned about catastrophic coverage. |
Low end HMO, no deductible to meet. |
Best individual HMO plan design. |
Rates vary by age and county of residence. Rate and benefits subject to change without notice. Matrix is for comparison purposes only, this is not a contract |
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Sample Rates for Southern California |
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Single age 39 |
$79/month |
$171/month |
$227/month |
Couple " " |
$153/month |
$342/month |
$476/month |
Family " " |
$202/month |
$513/month |
$775/month |
| Gilbert Hernandez 20162 Highway 18, Suit G-255 Apple Valley, CA 92307 |
Toll-Free: 800-U-SAVE-44 Fax: 775-205-8443 E-Mail: gilbertxyz@hotmail.com CA DOI# 0741530 |